The Arizona records that decide what a home really costs and what the seller has to tell you: disclosure law, property-tax reset, the official registry, and the FEMA flood map — sourced, with the county offices that hold the files.
Check the records behind the address before you offer.
Check any address — free previewThe legal standard: Seller must disclose all known material facts that could affect the property's value or desirability, even in an as-is sale; the SPDS is the customary Arizona Association of REALTORS form used to do so, not a form mandated by statute.
Expect an SPDS in most sales, but understand the legal duty is to disclose known material facts, not merely to hand over a particular form. The SPDS asks about past flooding and drainage in sources reviewed, but no standalone Arizona flood-disclosure statute was verified, so check flood maps and insurance separately.
Our research did not confirm whether Arizona law specifically requires flood-risk disclosure. Ask the seller directly, in writing, whether the home has ever flooded — and check the official flood map yourself (next section).
Sources: homelight.com · congressrealty.com · azleg.gov · atr.org · ownwell.com · azdps.gov
Buying does not reset your taxable Limited Property Value to the purchase price; it keeps rising by at most 5 percent a year under Proposition 117. Your bill should therefore track the seller's capped value more closely than in a sale-reset state, though rates and full cash value still change.
Homestead: Arizona has no general statewide homestead property-tax exemption for a primary residence; narrower relief includes the senior property valuation protection (freeze) for qualifying owners age 65 and older and limited exemptions for widows, widowers and disabled persons.
Arizona Sex Offender Registry (Sex Offender Compliance) is run by Arizona Department of Public Safety. Search it by the home's address before you offer — and search again before closing, because registry data changes as people move.
Open the official Arizona registry
You can also search every state at once through the federal National Sex Offender Public Website (NSOPW). A CurbFacts report shows the registry count for the home's ZIP — the same public data, organized for the decision.
The only flood map that decides a lender's insurance requirement is FEMA's — the National Flood Hazard Layer behind the official FEMA flood map viewer. Listing sites license private models that can and do disagree with it; when they conflict, the FEMA map is the one your lender and insurer use.
Check the exact parcel, not the ZIP code: flood-zone boundaries cut through streets, and two houses side by side can sit in different zones.
Under A.R.S. 42-13301 Limited Property Value is the prior year's value plus 5 percent and cannot exceed full cash value; new construction, splits or a change of use can trigger a recalculation even though a sale alone does not.
Arizona sources state sellers are not required to disclose a death on the property, an occupant's HIV or AIDS status, or that a sex offender lives nearby unless directly asked, so buyers who care should ask and check the DPS registry themselves.
What the Arizona disclosure does and does not cover, section by section, and the questions it never answers.
Read the guideHow to run an address through the official Arizona registry, and how to read what comes back.
Read the guideRecords live at the county level — assessor, recorder, permits. Pick the county for its records checklist.
Every CurbFacts report pulls the public records behind an address — flood determination, registry, tax reset, price history, permits, and what's planned nearby — and shows its sources.
Check any address — free preview